Deductibles

Name: Deductibles
Uploaded: 2026-09-16
Duration: 3 min 48 s
Description: A deductible is what you pay for covered care before your plan starts to share the cost. This lesson shows how it resets each year and how it works alongside your premium, copays, and out-of-pocket maximum.

FreeChapter 23:484 key terms

A deductible is what you pay for covered care before your plan starts to share the cost. This lesson shows how it resets each year and how it works alongside your premium, copays, and out-of-pocket maximum.

What you'll learn

What counts toward your deductible — and what doesn't
How the deductible resets at the start of each plan year
Where the deductible sits between your premium and your out-of-pocket max

Key takeaway: You pay the full negotiated cost of care until you've met your deductible for the year.

What you pay, and when

4 lessons

The four costs on every plan — premium, deductible, copay, coinsurance — and how they work together across a year.

1Insurance premiums3:14
2Deductibles▶ Now playing3:48
3Copays2:56
4Coinsurance: sharing the cost3:21

Next lesson

Copays

Next: Copays →