Open Enrollment for 2027 health plans starts November 1.28 days to get ready

October's theme

Open Enrollment Prep: Get Ready Before the Deadline Hits

Open enrollment is the one week a year most people spend the least time on, despite it shaping their finances for the next twelve months. This month is about changing that.

Open EnrollmentHealthcare LiteracyFinancial Wellness

Understanding Your Benefits

A plain-English breakdown of what's actually inside your benefits package.

How to Compare Health Plans

A framework for evaluating premiums, deductibles, and networks side by side.

This month's infographic

Which Plan Type Fits You?

Which Plan Type Fits You? infographic; opens full size in a new tab

Open full size →

Benefits spotlight

HSAs roll over year to year and can be invested. Most employees treat them like a use-it-or-lose-it account, and it's costing them.

Ask the expert

“How do I know if a high-deductible plan is actually a good deal for me?”

It depends on how often you use care. Low usage plus healthy: often yes. Frequent visits or ongoing conditions: look closer at the math.

Myth vs. fact

Myth: The cheapest monthly premium is always the best financial choice.

Fact: A lower premium often means a higher deductible. The best plan depends on how much care you expect to use.

Did you know?

Roughly half of employees spend less than an hour choosing their health plan.

Source: WorldatWork

Join the conversation

What's the one part of open enrollment that confuses you most? Tell us. We read every reply.

Coming up next: November: making benefits decisions with confidence, plus diabetes prevention and management.

HealthWise provides educational information only, not licensed insurance, financial, or mental health advice. Talk with your doctor about your health; the decision is always yours.

Open Enrollment Prep: Get Ready Before the Deadline Hits | HealthWise